Membership
A staff for the whole house. One price a year.
A family office starts at $30 million. Yours starts at $249. One price sets up your office and keeps it staffed for the year, with both partners included.
The plans
Three plans. Each one adds staff.
Paid yearly. Quarterly costs about 10% more. Cancel any time.
What the price replaces
Same jobs. Now your staff does them.
| The job | In a family office | In your house |
|---|---|---|
| Keep the books | Clerks posted every dollar by hand and closed each day in balance. | The Controller closes the household’s books overnight, every account in one record. |
| Hold the meeting | The family heard the numbers together, out loud, every week. | Finn leads the weekly Money Date with an agenda drawn from the week. |
| Keep to the plan | The rules were written down before a dollar moved. | Both partners sign one policy, and the staff holds the house to it. |
| Watch the policies | Every policy was reviewed and rebid before it renewed. | The Guardian rebids each renewal at the same coverage. |
| Bring in counsel | Advisors who already knew the family sat in the room. | Finn brings in a licensed pro who has read the record first. |
What it pays back
$472 found per household in the first 60 days.
That is what the staff has already found, on average, for each household in the beta. It is almost twice the $249 price.
How joining works
Even joining takes two yeses.
One of you starts
Two names and two emails. Both partners are invited from the first minute.
Your partner says yes
One of you enters the card at checkout. It is charged only when your partner says yes too.
The staff gets to work
Connect your accounts. The books close that night and your first briefing arrives in the morning.
Credits and hires
We don’t run sales. We give credits.
Frontline
Military, teachers, students, frontline and healthcare workers, first responders and government households get a yearly credit worth 30%. That makes the plans $174, $384 and $683.
OpenA specialist, when you need one
When your numbers make the case, Finn shows the math and you both decide. Hires start at $249 a year.
OpenWhat first-time members ask.
A seat in a working institution. Two logins, a staff working on your behalf, first access to every wing we open, and a year-end accounting of what your seat earned you. You can leave anytime. We just plan on making that a hard decision.
Seven tools, working now: Home, Live Activity, Budget, Portfolio, Rewards, Check-In & Money Date, and Chat with Finn. Merger Bank & Treasury, Merger Investment, the Marketplace, and Merger Tax Department are in the build, with every stage published on The Platform page. Each wing unlocks inside the membership you already hold the day it opens, at no added cost.
One membership covers both partners. You each get your own login, your own view, and your own voice in every decision, on one shared desk. Nothing is hidden between you, and nothing requires the other person’s password. If one of you earns the income or runs the money day to day, that’s normal: the second seat is there so your partner can see everything whenever they want, not so they have to.
Because money on the table changes how couples show up. Free trials fill with people who never invite their partner and never do the work, and we’d rather have fewer households who actually build the habit. You start with something at stake, and you can cancel anytime.
Start with your first Money Date. Most couples feel the shift on that one. If something isn’t working, tell Finn or write to us and we’ll fix it with you.
Then you’re like most households, and that’s fine. One person usually runs the money day to day. The second seat means your partner can see every balance, goal, and decision whenever they want, without a password and without asking you. Use it as much or as little as your household needs.
At signup, one qualifying partner confirms their service: military, teaching, study, frontline or healthcare work, first response, or government. Confirm once and the Frontline credit applies to your household every year.
Your data is encrypted, anonymized before any AI processing, never sold, and never used to train models. You can disconnect any account or wipe your history in one place, instantly. Privacy is architecture at Merger, not a settings toggle.