The Carter Family Office
Founded today by Amanda & Josh
What this house is working toward
A first home
The house rules
- Two yeses. No money moves unless we both say yes. A no stops the move, and nobody is pushed.
- One record. Every account goes on one page: Amanda’s, Josh’s and ours. Neither of us holds a piece the other can’t see.
- The Money Date. Once a week we meet for twenty minutes. Phones face down. We look at the numbers as a team.
- Labor into capital. When our income rises, a share of the raise goes to what we own before it reaches what we spend.
Our first Money Date
- Arrive. Three slow breaths, together.
- One question each: when money feels tight, what do you need from me?
- The week’s numbers: what came in, what went out, what is left.
- One focus for the week ahead. Only one.
- Close with one thing that went right.
The twelve places our money lives
Who does the work
| The job | Who does it now | With a staff |
|---|---|---|
| Keep the books | The Controller, every night | |
| Pay the bills and catch the leaks | The Controller | |
| Turn goals into a plan | The Strategist | |
| Watch what we own and owe | The Steward | |
| Rebid the insurance and guard against fraud | The Guardian | |
| Score the house and write the reports | The Analyst | |
| Brief us every morning | The Herald | |
| Run the weekly meeting | Finn |
Amanda
Josh
A household agreement between two people, not a legal document. Free to copy and share. From Merger, the family office for everyone.