Credits

We don’t run sales. We give credits.

List prices never change. Households who serve, households who sponsor and members who climb get credits on their account instead.

On every plan

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Frontline

Military, teachers, students, frontline and healthcare workers, first responders and government households get a yearly credit worth 30% on plans and hires.

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A house you sponsor

Every Principal plan pays for one Foundation household’s Retainer plan. Your staff works your house, and your plan staffs another.

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On the cards

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Green Free with every plan

1% back

on the first $1,000 a month

  • Foreign and ATM fees $0
  • Rewards paid Every January

You get back about $240 a year

Platinum $295 a year

1.5% back

on the first $25,000 a year

  • Money Date credit $100
  • Two coaching or therapy sessions $300
  • Specialist hire credit $249

You get back about $1,134 a year

Black $695 a year

2% back

on the first $40,000 a year

  • Four sessions $600
  • Estate plan $599
  • Anniversary trip credit $150

You get back about $2,418 a year

The Money Date

A $100 Money Date credit each year on Platinum and Black.

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A specialist hire

$249 toward a specialist on Platinum and Black, for the year the house needs one.

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The climb

$100 back on Platinum the year the house climbs a rung on the Ladder.

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The anniversary

A $150 trip credit on Black, every anniversary of the card.

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Card credits begin when Merger Bank and the cards open. Terms will publish with the cards.

The price stays the price. The credits find the houses that earn them.